How to Open Sukanya Samriddhi Account in Post Office With Automated Income Tax All in One For Govt & Non-Govt Employees for F.Y.2018-19

Opening a Sukanya Samridhi Record is unbelievably clear. As you'll make a beeline for post workplaces together with the banks. Indeed, here and there, the post working environment will be a helpful decision for this record. Today, most workplaces are less swarmed and may be found in the area. Additionally, bank staff seems hesitant to the govt. a subject on the contrary hand ace immediately open records of the small investment funds topic.


Post working environment opens the Sukanya Samriddhi account, be that as it may, each branch doesn't offer these administrations. A post-work environment opens this record if there are least a couple of people. Indeed, exclusively such post workplaces work the modest sparing subject.

On the off chance that a post working environment opens the PPF account, it may conjointly open the Sukanya Samriddhi Record. the technique is moreover comparable.

The center keeping money office isn't important to open a Sukanya Record. Hence, a post-work environment can't utilize this as a partner degree pardon. you should force that case. Notwithstanding, in the event that you settle on a post working environment that has center saving money office (I. e. mechanized), the activity would be smooth

Documents For Sukanya Samriddhi Account

Like each account, you have got to conjointly offer the identity associate degreed address proof for gap an account. The Suknya theme needs some a lot of documents because the woman kid and her guardian each are concerned.

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The credential of the woman kid two Passport Size pic of the woman, Identity and Address proof of the guardian, PAN of the Guardian, Aadhaar card copy

Note, you want to sign in each document before submitting it together with the account gap kind.

Rules of the Sukanya Smariddhi theme

You must grasp the principles of the Sukanya Samriddhi theme before the gap the account within the post workplace.

    The age of the woman kid ought to be ten years or less.

 you'll open the account solely within the name of the woman kid.

    A guardian will open this account most for two woman kid. It will become three if the last two ladies are twins.

    The Account matures in twenty-one years you'll

deposit cash most for fifteen years.

    There may be premature withdrawal once the woman achieves the age of eighteen. This withdrawal may be for wedding or education.

    The minimum quantity of deposit is Rs 250 per annum the

utmost deposit is one.5 large integer per annum

    If you miss the deposit in an exceedingly year, there would be a penalty of Rs.50

Sukanya Samriddhi kind  (Post Office)

Fortunately, there's no exclusive kind for the Sukanya Account within the post workplace. The common account gap type of the post workplace may be used for Sukanya Account yet. you'd not notice Sukanya Word within the title of the shape. however, it's written within the line of serial number one. The Abbreviation SSA is employed for this account.

Earlier there have been totally different forms for the CBS (Core banking system) and non-CBS branches. But, currently, post offices use the identical kind.

Account Operations

You can’t open a Sukanya Samriddhi Account online in a post office. In fact, banks also need your physical presence to verify the signature at the time of account opening. Thus, you have to visit your neighborhood post office.

1. Visit the post office. Ask for the form and fill it. Note, the girl child is account holder so she would be the applicant.
2. Stick the photograph and attach the copies of other documents. Don’t forget to sign on the documents. Also, You have to deposit at least ₹250 for opening the account.
3. Although the post office may complete formalities in one day But, they may call you again to collect the passbook. In the passbook, you would find all the information about the account. There would be maturity date as well.
4. Further, to deposit the regular contribution, you have to visit the post office. The online deposit facility is available in the post offices which are connected with the CBS. If your post office is connected with the CBS, ask IFSC code of the branch. CBS is necessary for online deposit.
5. You should also bring the passbook at the time of deposit so that postmaster can make an entry on it.
6. Note, Post offices add interest at the end of financial year. Hence, you would see the entry after that.
7. You can also transfer the Sukanya account from one post office to another. The transfer to the bank is also possible. The process is similar to the PPF account transfer.

The Sukanya Samriddhi Scheme matures in 21 years. You must withdraw your balance after this period. As the government does not give interest after this. On the other hand, you can apply for premature withdrawal once your girl child turns 18. The premature withdrawal is permitted only for the marriage and education of the girl.